Who We Are
Our Mission
To transform compliance from a cost center into a growth enabler — through technology-first innovation and institutional-grade execution.
Our Vision
Compliance is no longer a checklist. It is an active defense system.
The 5-Pillar Methodology
Everything we do is structured around a proven five-pillar framework that covers the full compliance lifecycle — from boardroom strategy to real-time automation.
I. Strategic Governance & Design
Architecting resilience, not just following rules. Regulatory roadmapping, board advisory, and institutional-grade policy architecture for MiCA, DORA, and GDPR.
II. Operational AML & Investigations
The technical heart of financial crime prevention. Transaction surveillance via Siron, RiskShield, and Napier. Certified Chainalysis blockchain forensics. High-integrity SAR/STR intelligence.
III. Managed KYC & Client Lifecycle
Frictionless onboarding, uncompromised compliance. Digital integration, KYC remediation strike teams, and forensic enhanced due diligence for PEPs and complex structures.
IV. Independent Quality Assurance
The "Audit of the Audit" — your final line of defense. Level 3 QA reviews, systemic risk detection, and regulatory liaison during formal audits.
V. RegTech & Automation (The Penta-Suite)
Scaling compliance through data intelligence. AI-driven investigation summaries, real-time risk dashboards, and synthetic stress testing environments.
Why Penta Risk
Institutional DNA
Operational excellence forged at leading global financial institutions, applied with specialist precision.
The Southern Europe Bridge
Trilingual team unlocking the Mediterranean market with native regulatory fluency in Greek, Spanish, and English.
Tool-Agnostic Mastery
Hands-on proficiency with Oracle, Jira, Siron, Chainalysis, Veriff, PowerBI, and Microsoft Dynamics.
Regulator Proximity
Deep, working alignment with the specific expectations of SEPBLAC and the Bank of Greece.
Our Values
Evidence over opinion
Every recommendation is grounded in data, regulation, and operational reality.
Regulator-ready by design
We build systems that pass scrutiny — not ones that need last-minute fixes.
Technology as an enabler
Compliance should accelerate your business, not slow it down.
Execution over theory
We configure the tools, clear the backlogs, and stand beside you in the audit room.
Our Team
A multidisciplinary team of compliance veterans, legal experts, technologists, and auditors — united by a shared belief that better compliance enables better business. We bring institutional experience from leading global financial institutions, deployed with the speed and focus of a specialist firm. Our team is trilingual (Greek, Spanish, English) and operates across Southern Europe and globally.
Efstathios Georgopoulos
Managing Partner & Chief Compliance Officer
Leads the firm's strategic direction and client relationships. Deep expertise in compliance, AML, fraud investigations, and Real Estate and Luxury Goods sector compliance.
Gerasimos Makris
Managing Partner & Chief Technology and Marketing Officer
Drives the technology strategy, IT risk advisory, systems architecture, and marketing operations. Bridges the gap between compliance requirements and technical implementation.
Anastasios Manolopoulos-Dekaristos
Managing Partner & Chief Operations Officer
Manages internal operations, advising on process optimization, service delivery, and organizational efficiency.
Important Disclosure regarding Regulatory Scope
Penta-Risk provides high-level strategic advisory and software development services. We are not a financial institution and do not provide custody, payment processing, investment services, or any form of money management. We do not claim to hold any regulatory authorizations or licenses unless explicitly stated in writing for a specific engagement.
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